Privacy Policy

posted by: Michelle Caldwell | on 29 October 2025

Introduction

This Privacy Policy explains how Emerging Markets Access & Capital ("we," "us," or "our") collects, uses, and protects information when you visit our website, emacintl.com. This policy applies to all visitors and users of our site, which provides educational content on international investing, market analysis, and portfolio strategies. We do not collect personal information through registration forms, databases, or user accounts. isrameds.com

Information We Collect

When you visit our website, certain information is automatically collected through standard web technologies. This includes:

  • IP address and geographic location (derived from IP)
  • Browser type and version
  • Operating system
  • Pages visited and time spent on site
  • Referring website or search engine
  • Standard server log data

This data is collected anonymously and is not linked to any individual’s name, email, or other personally identifiable information.

How We Use Information

The information we collect is used solely for the following purposes:

  • To analyze website traffic and user behavior
  • To improve site performance, content relevance, and user experience
  • To understand which resources are most valuable to our readers
  • To ensure the security and stability of our website

We do not use this data to identify individuals, sell personal information, or target users with personalized advertising based on identity.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience. Cookies are small text files stored on your device that help us remember preferences, analyze site usage, and maintain session integrity.

We use both session cookies (which expire when you close your browser) and persistent cookies (which remain for a set period). These cookies do not store personal information such as names, emails, or financial details.

You can manage or disable cookies through your browser settings. However, disabling cookies may affect the functionality of some features on our site.

Third-Party Services

We use third-party services to support our website operations. These services may collect data independently under their own privacy policies:

  • Google Analytics: Used to track website traffic patterns and user engagement. Google Analytics uses cookies to collect anonymized data. Learn more about Google’s practices at https://policies.google.com/privacy.
  • Advertising networks: We may display ads through networks such as Google AdSense. These services may place cookies to serve ads based on general browsing behavior across the web, not personal identification. Ad networks are governed by their own privacy policies.
  • Content delivery and hosting providers: Our website is hosted on secure servers that may log access data for security and maintenance purposes.

We do not share your personal data with third parties, and we require these services to comply with applicable privacy laws.

Data Security

We implement reasonable technical and organizational measures to protect the confidentiality and integrity of the data we collect. This includes secure hosting, encrypted connections (HTTPS), and regular security reviews. However, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security, but we strive to protect your information to the best of our ability.

Your Rights

Under the California Consumer Privacy Act (CCPA), California residents have the right to:

  • Know what personal information is collected about them
  • Request deletion of their personal information
  • Opt out of the sale of their personal information
  • Not be discriminated against for exercising these rights

Since we do not sell personal information and do not collect personally identifiable data, these rights primarily relate to the anonymized data collected via cookies and analytics. You may request a copy of your anonymized data or request its deletion by contacting us at [email protected]. We will respond within 45 days.

Children's Privacy

Our website is not intended for individuals under the age of 13. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected data from a child under 13, we will take steps to delete it promptly.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The most current version will always be posted on this page with an updated "Last Updated" date. We encourage you to review this policy periodically. Material changes will be communicated via a notice on our homepage.

Contact Information

If you have questions, concerns, or requests regarding this Privacy Policy, please contact:

Michelle Caldwell
1317 Beacon St
Brookline, MA 02446
Email: [email protected]